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Trauma insurance pays a lump sum in the event that you suffer a major injury or illness such as heart attack, stroke or cancer.

This type of cover is designed to help you cover medical expenses associated with the trauma and other costs that your family may be exposed to. Also, it can often be combined with Life and/or TPD cover at a discounted price.

Basically trauma insurance fills in the gap between life insurance, TPD insurance and income protection insurance.